Reading Time: 3 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 50% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product Endurance & Financial Independence I want to talk a little bit about endurance. I’ve noticed recently that activities I […]
I’m Retiring on $500,000 In 12 Months (My Detailed Plan With Numbers)
Reading Time: 9 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 50% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product I’ve made plans like this earlier in my financial independence journey too, but now I’m really starting to closing […]
My Stock Portfolio Climbs To $385,915 – Financial Independence Here I Come!
Reading Time: < 1 minute Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 50% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product I made this post to inform you that I’ve started up my newsletter again. I will post weekly newsletters […]
August 2020 Income & Expenses – Savings Rate: 92,7% !
Reading Time: 3 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product Income & Expenses For 2020 As A Whole Here is my income & expenses for this year so far. […]
- Minimalism
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How Minimalism Changed My Life And Saved Me Tons Of Money
Reading Time: 13 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product How Minimalism Changed My Life And Saved Me Tons Of Money Everyone wants more. We’re working so hard, but […]
Changing My Goals For Financial Independence
Reading Time: 6 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product Daily Writing Habit I’ve promised myself for so long now that I’m going to make a habit of […]
July 2020 Income & Expenses – Savings Rate: 87,3% !
Reading Time: 3 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product Flow Diagram For My Income & Expenses In July 2020 A great month in terms of savings! Here is […]
Thoughts About Money, Happiness And A Stress-Free Life
Reading Time: 7 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product I now have 7 days left at my current job. I’ve worked as an engineer at my current company […]
When All Your Dreams Come True
Reading Time: 3 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product What do you do when all your dreams come true? As human beings, we always look for our next […]
Financial Independence – Only 18 Months Left!
Reading Time: 4 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 40% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product 6 out of 12 months has passed in 2020 already. Where did all that time go? What I like […]
Net Worth Update: $333,417 – July 2020
Reading Time: 4 minutes Net worth: $333,417! This is my 17th net worth update. In june I had a 88,0% savings rate! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. July 2020. The blue line is the market value of my index funds: $326,862 The orange […]
June 2020 Income & Expenses – Savings Rate: 88,0% !
Reading Time: 3 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 60% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product Flow Diagram For My Income & Expenses In June 2020 A great month in terms of savings! Here is […]
Consumer vs. Creator – How I Changed My Mindset (And You Can Too!)
Reading Time: 4 minutes Interested in my new e-book? PS! Since you’re a reader of this blog I’ll give you 60% off the price if you use this link: 👇 E-Book 60% OFF! Buy my product I’ve talked a lot about goals vs. systems and how important it is to focus on the latter. The truth is that I […]
Why I’m Upgrading My Lifestyle
Reading Time: 3 minutes Interested in my new e-book? PS! Since you’re a reader of this blog I’ll give you 60% off the price if you use this link: 👇 E-Book 60% OFF! Buy my product Planning My Future It’s almost July. The first half of 2020 is nearly done. Some days I just like to sit quiet in […]
How To Develop A Wealthy Mindset
Reading Time: 5 minutes Interested in my new e-book? Order it here. PS! Since you’re a reader of this blog I’ll give you 60% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product What’s stopping you from seeking financial independence? Do you feel like you’re postponing life by saving money every month? […]
How To Change Your Money Game In A Year
Reading Time: 3 minutes Interested in my new e-book? Pre-order it here. PS! Since you’re a reader of this blog I’ll give you 65% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product What happens when all your dreams come true? You see, that’s the problem with goals. You’re going to reach […]
Planning For The Future – How Much Money Do I Really Need?
Reading Time: 2 minutes Interested in my new e-book? Pre-order it here. PS! Since you’re a reader of this blog I’ll give you 65% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product My route to financial independence is re-planned every 6 months or so. I started out with a 15 year […]
May 2020 Income & Expenses – Savings Rate: 80,3% !
Reading Time: 3 minutes Interested in my new e-book? Pre-order it here. PS! Since you’re a reader of this blog I’ll give you 65% off the price if you use the discount code (limited offer): route2fi2020 👇 Buy my product Flow Diagram For My Income & Expenses In May 2020 A great month in terms of savings! Here is […]
- Motivation
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The One Question That Will Change Your Life
Reading Time: 3 minutes Do You Want To Support My Work? 👇 Become a Patron! The One Question That Will Change Your Life What do you want? Most people never ask themselves that question. Most people think about what their parents wants, what their GF wants or what their boss wants. Around 2011 I started to ask myself: “What […]
How To Become A Better Version Of Yourself
Reading Time: 4 minutes Do You Want To Support My Work? 👇 Become a Patron! What’s the purpose of life? Why are we here? No matter who you’re asking, you’ll get different answers. My answer to the question is this: “I want to contribute to the world.” You may think that to contribute to the world, you have to […]
How Do I Save 70-75% Of My 9-5 Income Every Month?
Reading Time: 5 minutes Do You Want To Support My Work? 👇 Become a Patron! I’ve always saved a lot of money. But not only money. I remember as a kid I didn’t want to eat all my candy Saturday night, instead I saved most of it until later. I remember the feeling of watching my candy lying in […]
What Will I Sacrifice If I Continue On This Track For 5,10, Or 20 Years?
Reading Time: 5 minutes Do You Want To Support My Work? 👇 Become a Patron! This topic hit me hard the other day. I was re-reading Tim Ferris’ book “The 4-hour work-week” where this is one of the deepest questions. It’s quite interesting to think about what my life would look like if I continue working 9-5 for the […]
- Minimalism
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Start Before You’re Ready – What I’ve Learned In The Last 18 Months
Reading Time: 7 minutes Do You Want To Support My Work? 👇 Become a Patron! Start Before You’re Ready This other day I was thinking about starting another blog, or maybe even recreate Route2FI.com. The reason for this is that financial independence means so much more than just money and hustling (at least for me). When I’m financial independent […]
April 2020 Income & Expenses – Savings Rate: 80,0% !
Reading Time: 3 minutes Do You Want Coaching On Financial Independence 1 on 1? 👇 Become a Patron! Flow Diagram For My Income & Expenses In April 2020 A great month in terms of savings! Here is my income & expenses for april 2020! Seems like you loved the flow diagram from last month, so I’ll make it this […]
How Often Are You Watching Your Money Grow?
Reading Time: 4 minutes Do You Want Coaching On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! This short fable of Aesop is a great reminder that money and wealth isn’t everything in life. Let’s jump right into the story, and we’ll dicuss it afterwards. The Fable: “A Miser And His Gold” A […]
What’s The Next Move For The Stock Market?
Reading Time: 4 minutes Do You Want Coaching On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! A Reflection On The Stock Market Since 19th of February What has happened to the stock market since 19th of February? In the matter of 2 months the S&P500 were at an all time high (3,386), […]
5 Ideas About Success, Finacial Independence And The Simple Life That Will Make You Think
Reading Time: 3 minutes Things I’ve been thinking about lately 1. Talent for maneuvering The smartest people are stuck in the middle. The people who are running things are the mediocrities. Why is that? Excellence isn’t what gets you up the corporate ladder. What gets you up is a talent for maneuvering. Think of this the next time your […]
Net Worth Update: $286,519 – April 2020
Reading Time: 4 minutes Net worth: $286,519 ! This is my 17th net worth update. In march I had a 82,1 % savings rate! Do You Want Financial Independence Coaching 1 to 1? Become a Patron! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. april 2020. The […]
March 2020 Income & Expenses – Savings Rate: 82,1% !
Reading Time: 3 minutes Do You Want Coaching On Financial Independence 1 on 1? 👇 Become a Patron! Flow Diagram For My Income & Expenses In March 2020 A great month in terms of savings! Here is my income & expenses for march 2020! Seems like you loved the flow diagram from last month, so I’ll make it this […]
Net Worth Update: $291,282 – March 2020
Reading Time: 4 minutes Net worth: $291,282! This is my 17th net worth update. In february I had a 72,7 % savings rate! Do You Want Financial Independence Coaching 1 to 1? Become a Patron! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. march 2020. The blue […]
How To Stay In The Stock Market Through Extreme Volatility
Reading Time: 5 minutes Do You Want Coaching On Financial Independence 1 on 1? 👇 Become a Patron! Unless you’ve been sleeping under a rock the last month, you’ve probably noticed that the stock market has dropped a lot. But what should you do about it? In my head there are 3 options (let’s assume you’re 100% invested in […]
February 2020 Income & Expenses – Savings Rate: 72,7% !
Reading Time: 3 minutes Do You Want Coaching On Financial Independence 1 on 1? 👇 Become a Patron! Flow Diagram For My Income & Expenses In February 2020 A great month in terms of savings! Here is my income & expenses for february 2020! Seems like you loved the flow diagram from last month, so I’ll make it this […]
Should You Sell Your Stocks Now? A BIG Recession Is Coming!
Reading Time: 4 minutes Do You Want Coaching On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! When the stock market falls, as it has all week, there is a natural desire to search for explanations and consult crystal balls. While the spread of the coronavirus has been a catalyst, nobody knows exactly why the […]
Early Retirement Will Be Completely Different Than What You Think
Reading Time: 4 minutes Do You Want Coaching On Financial Independence ? 👇 Become a Patron! The Sad Truth About Retirement Ask a slave of the 9-5 what he’d like to accomplish. Chances are the response will be something like “I’d start every day at the gym and work out for two hours until I am as strong as […]
Is the 4%-Rule Too Conservative? If You Accept Some Risk You Could Retire From The 9-5 Much Earlier!
Reading Time: 5 minutes Do You Want Coaching On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! What I think about rather often is how much I need to retire from the 9-5. Do I really need 25 x my yearly expenses to live well (4%-rule)? Or would 15-20 x my yearly expenses […]
Net Worth Update: $297,850 – February 2020
Reading Time: 5 minutes Net worth: $297,850! This is my 16th net worth update. In december I had a 68,1 % savings rate! Do You Want Financial Independence Coaching 1 to 1? Become a Patron! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. february 2020. The blue […]
January 2020 Income & Expenses – Savings Rate: 68,1% !
Reading Time: 3 minutes Do You Want Coaching On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! Flow Diagram For My Income & Expenses In January 2020 A great month in terms of savings! Here is my income & expenses for janaury 2020! Seems like you loved the flow diagram from last month, […]
How To Achieve Financial Independence And Live Of The 4%-Rule – A Detailed Step-By-Step Guide
Reading Time: 14 minutes Support my work Are you interested in getting 1:1 coaching for Financial Independence? Click here It all starts with a change You’ve thought about it for so many years, but you’ve never done anything about it. The corporate world you hate, the long work hours, the meaningless work routine and of course commutes. Hopefully someone […]
100 Questions To Ask Yourself If You Want To Reach Financial Independence
Reading Time: 7 minutes Support my work If you like my work on Twitter and this blog, you can buy me a “coffee” and share your thoughts 🎉☕ Time For Self-Reflection: DaVinci’s 100 Questions Michael Gelb has written a book called How to Think Like Leonardo da Vinci. In the book, Gelb shares 7 principles that characterize the genius […]
Net Worth Update: $279,503 – January 2020
Reading Time: 5 minutes Net worth: $279,503! This is my 15th net worth update. In december I had a 79,7 % savings rate! Do You Want Mentoring On Financial Independence & How To Build A Large Twitter Account? Become a Patron! By Route 2 FI Index Funds In the figure below you can see my index fund value as of […]
Things Nobody Tells You About Financial Independence
Reading Time: 2 minutes Support my work If you like my work on Twitter and this blog, you can buy me a “coffee” and share your thoughts 🎉☕ Picking brains of like-minded people is a great first step to understand what works and what does not. This time I’ve been interviewed by my great friend Niraj […]
Every Dollar I Earned, Spent And Saved In 2019 – Savings Rate: 73,2% !
Reading Time: 5 minutes Support my work If you like my work on Twitter and this blog, you can buy me a “coffee” and share your thoughts 🎉☕ I started to track my income, savings and expenses in detail in november 2018. You can view all my income & expenses reports here. This excercise has given me enormous value, […]
- Minimalism
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How Much Money Is Enough To Live The Good Life? Part II
Reading Time: 7 minutes Support my work If you like my work on Twitter and this blog, you can buy me a “coffee” and share your thoughts 🎉☕ Insatiability Why do people who “have everything” always seem to want more? One explaination is that we get bored of what we have. The satisfaction of all needs, the elimination of […]
- Motivation
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How Much Money Is Enough To Live The Good Life? Part I
Reading Time: 4 minutes Do You Want Mentoring On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! This is the first part in my “How Much Money Is Enough To Live The Good Life?”-series. These articles will be of philosophic character and questions about money and happiness will be raised. Part 1 – […]
- Goals
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Life Reflections And My Goals For 2020
Reading Time: 7 minutes Do You Want Mentoring On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! 2019 is soon history. The year has been extremely good looking from a financial perspective. My savings rate for the year has been 71,5%, which I’m incredibly proud of. Let’s reflect over that a bit. A […]
Net Worth Update: $256,568 – December 2019
Reading Time: 5 minutes Net worth: $256,568! This is my 13th net worth update. In september I had a 62,9 % savings rate! Do You Want Mentoring On Financial Independence & How To Build A Large Twitter Account? Become a Patron! By Route 2 FI Index Funds In the figure below you can see my index fund value as of […]
November 2019 Income & Expenses – Savings Rate: 69,2% !
Reading Time: 3 minutes Do You Want Mentoring On Financial Independence & How To Build A Large Twitter Account? 👇 Become a Patron! Flow Diagram For My Income & Expenses In November 2019 A great month in terms of savings! Here is my income & expenses for november 2019! Seems like you loved the flow diagram from last month, […]
- Motivation
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Zen And The Art Of Enjoying Your Journey To Financial Independence
Reading Time: 5 minutes The other day I re-read one of my favorite books “Zen And The Art Of Motorcycle Maintenance”. It’s a deep book about living more in the present. To slow down. To be more “here”. I just want to start with a quote from the book that still stands out. It’s about two climbers that experience […]
2 years And 8 Months Left Until Financial Independence – This Is My Plan!
Reading Time: 6 minutes This blog post was awarded “Blog Post Of The Month” by FIREhub.eu. Updating My Plan From 5 Years To Under 3 Years I’ve always been interested in evolving myself. Right now financial independence is my main priority. I read Vicki Robin’s “Your Money Or Your Life” again last year, and after reading it for the […]
Net Worth Update: $247,266 – November 2019
Reading Time: 5 minutes Net worth: $247,266! This is my 12th net worth update. In september I had a 84,9 % savings rate! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. november 2019. I sold my apartment in july 2018 (and then bought a new one 50/50 with […]
October 2019 Income & Expenses – Savings Rate: 84,9% !
Reading Time: 3 minutes A record month in terms of savings! Here is my income & expenses for october 2019! Seems like you loved the flow diagram from last month, so I’ll make it this month as well! The flow diagram visualizes both my income, expenses & savings in the same figure. The currency is as always USD $. […]
The Perfect Time To Invest & Why The Market Always Goes Up
Reading Time: 4 minutes Like everyone, I sometimes struggle with waiting for the perfect time. You wait for the perfect time to get married, learn a new skill, quit a bad habit etc. And then after you just do the thing, you always wonder why you waited so long. It’s no different with investing. If you’ve never invested before […]
How Financial Independence Will Make You Find Your Passions In Life
Reading Time: 7 minutes What Do You Want To Be When You Grow Up? The best question you’ve ever been asked. Too bad it gets asked when you’re four years old, and all you want to do is eat ice cream and play with ninja turtles. Do you know the best time to ask yourself that question? Right now. […]
A Perspective On Minimalism And Financial Independence
Reading Time: 5 minutes Sometimes I wonder what the meaning of life is. Often these thoughts appear when I got plenty of time to think. We go through each day, blessed with hope that it will be different than the last one. Yet nothing changes. The routines of the 9 – 5 makes every day pretty much predictable. We […]
Net Worth Update: $214,551 – October 2019
Reading Time: 4 minutes Net worth: $214,551! This is my 11th net worth update. In september I had a 84,2 % savings rate! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. october 2019. I sold my apartment in july 2018 (and then bought a new one 50/50 with […]
September 2019 Income & Expenses – Savings Rate: 84,1 % !
Reading Time: 3 minutes A record month in terms of savings! Here is my income & expenses for september 2019! Seems like you loved the flow diagram from last month, so I’ll make it this month as well! The flow diagram visualizes both my income, expenses & savings in the same figure. The currency is as always USD $. […]
My Key Lessons For Reaching A $200K Net Worth
Reading Time: 7 minutes Some months ago I finally landed on the $200K net worth mark. From now on I think the race to to the next milestone will go a lot faster! In this article I will describe how I got there, what I’ve sacrificed and which steps I’m going to take to speed up my journey. Delayed […]
Route 2 FI Interview Series – #10 – The Dividend Story
Reading Time: 16 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence.Today’s guest is The Dividend Story. He has a net worth of $ 840,000 and in this interview we will get deep under his skin to reveal his […]
Net Worth Update: $205,129 – September 2019
Reading Time: 5 minutes Net worth: $205,129! This is my 10th net worth update. In july I had a 61 % savings rate! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. september 2019. I sold my apartment in july 2018 (and then bought a new one 50/50 with […]
August 2019 Income & Expenses – Savings Rate: 61 % !
Reading Time: 3 minutes Another great month in terms of savings! Here is my income & expenses for august 2019! Seems like you loved the flow diagram from last month, so I’ll make it this month as well! The flow diagram visualizes both my income, expenses & savings in the same figure. The currency is as always USD $. […]
- Motivation
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10 Essential Things I’ve Learned That Made Me A Better Investor
Reading Time: 8 minutes I’m getting older by each passing day. At the time of this writing it is my birthday, I’m now 32 years old. Here are 10 life lessons I’ve learned that made me a better investor. 1. Compound Interest Still Blows My Mind It’s hard to believe that $65.7 billion of Warren Buffett’s $66 billion net […]
Route 2 FI Interview Series – #9 – FIIntrovert
Reading Time: 15 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence. Today’s guest is Drew from FIIntrovert. Drew is the founder of the blog FIIntrovert, which purpose is to help introverts step onto the path of financial independence. […]
Net Worth Update: $203,394 – August 2019
Reading Time: 4 minutes Net worth: Finally over $200,000 ! This is my 9th net worth update. In july I had a 64,9 % savings rate! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. august 2019. I sold my apartment in july 2018 (and then bought a […]
July 2019 Income & Expenses – Savings Rate: 64,9 % !
Reading Time: 3 minutes Another great month in terms of savings! Here is my income & expenses for july 2019! Seems like you loved the flow diagram from last month, so I’ll make it this month as well! The flow diagram visualizes both my income, expenses & savings in the same figure. What do you think of it? The […]
How I Am Going To Quit My Job And Be Financial Independent In Only 5 Years
Reading Time: 7 minutes Twitter: @Route2FI Why do most people spend decades in careers they don’t like? The norm is to go to school, graduate, take a job, climb the corporate ladder and stay there for 30-40 years. Then you are free to enjoy life when you’re 67 years old. Have you ever wondered if this is the life […]
Route 2 FI Interview Series – #8 – Perpetual Money Machine
Reading Time: 18 minutes Twitter: @Route2FI Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence. Today’s guest is John from Perpetual Money Machine. John is actually a multi-millionaire already, so this could be a really interesting interview! John has a […]
The BIG Reason To Why I’m Still Chasing Financial Independence
Reading Time: 7 minutes Twitter: @Route2FI I now feel confident that I eventually will reach my FI goal. My net worth is starting to approach $200,000.I’ve made a routine where I consistently save more than 60 % of my income every month.I track my income, expenses and net worth every month.I’ve got a promotion several times. I’ve raised my […]
Net Worth Update: Almost $200,000 – July 2019 !
Reading Time: 4 minutes Net worth: Back To $188,000 ! This is my eight net worth update. In june I had a CRAZY 78,6 % savings rate, which I’m extremely happy about! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. july 2019. I sold my apartment in july 2018 […]
June 2019 Income & Expenses – Savings Rate: 78,6 % !
Reading Time: 3 minutes Another great month in terms of savings! Here is my income & expenses for june 2019! Seems like you loved the flow diagram from last month, so I’ll make it this month as well! The flow diagram visualizes both my income, expenses & savings in the same figure. What do you think of it? The […]
Do You Want To Reach Financial Independence? These 3 Steps Will Get You There A Lot Faster!
Reading Time: 8 minutes Today I’m happy to introduce the second guest post on this site from my friend Ethan Blagg. Ethan is an entrepreneur, investor, inventor and writes deep meaningful texts that really makes you think. He loves to write about personal self actualization, personal understanding and the advancement of civilization. In this guest post I asked him […]
How “Elements Of Freedom” Will Change Your Route To Financial Independence
Reading Time: 9 minutes Review Of Four Pillar Freedom’s Book “Elements Of Freedom” “Think of money as a tool you can use to buy your freedom, which will ultimately give you the means to live a rich and meaningful life on your own terms.” By Route 2 FI About Four Pillar Freedom Zach’s first book “Elements Of […]
Net Worth Update #7 – June 2019
Reading Time: 4 minutes Net worth: $180,000 – The market drops, but I’m not selling! This is my 7th net worth update. In may I had a whopping 64,2 % savings rate, which I’m extremely happy about! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. june 2019. I […]
May 2019 Income & Expenses – Savings Rate: 64,2 % !
Reading Time: 3 minutes Another great month in terms of savings! Here is my income & expenses for may 2019! Seems like you loved the flow diagram from last month, so I’ll make it this month as well! The flow diagram visualizes both my income, expenses & savings in the same figure. What do you think of it? The […]
When To Walk Away From The Rat Race – How Much Money Is Enough?
Reading Time: 7 minutes Many people struggle with money. We don’t have enough, we don’t earn enough and we can’t pay for the things we want in life. Our first thought must be that the people who struggle with money are those who earn little. But, this is not true. As I explained in this post about hedonic adaption: […]
Financial Independence: The Ability To Go In And Out Of Situations
Reading Time: 5 minutes Today I’m happy to introduce the first guest post on this site with a very special guest: Sam from the norwegian blog Balansere. The blog Balansere is absolutely one of my favorite blogs, and special to me because I really can relate to how she writes. Sam writes deep meaningful posts that really makes you […]
Route 2 FI Interview Series – #7 – Financially Mint
Reading Time: 15 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence.Today’s guest is Araminta from Financially Mint! She’s a young FIRE-seeker at age 20(!). I’m so amazed. Think if we all knew about FI at that age? *Compounding* […]
Net Worth Update #6 – May 2019
Reading Time: 4 minutes Net worth: $188,000 – Can I Retire Now!? This is my sixth net worth update. In april I had a whopping 72,4 % savings rate, which I’m extremely happy about! By Route 2 FI Index Funds In the figure below you can see my index fund value as of 1. may 2019. I sold my apartment […]
April 2019 Income & Expenses
Reading Time: 3 minutes Wow, what a record month! Here is my income & expenses for april 2019! This month I wanted to make a flow diagram to visualize both my income, expenses & savings in the same figure. What do you think of it? The currency is as always USD $. Income Here is what my income looked […]
Route 2 FI Interview Series – #6 Reverse The Crush
Reading Time: 15 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspire me on my way to Financial Independence. Today’s guest is Graham from Reverse The Crush ! He’s a young FIRE-seeker at age 33. He worked with investments at a large bank before he decided […]
Experience the Hard Years of the 9-5 Before You FIRE
Reading Time: 8 minutes A month ago I recieved an email from a reader who had just finished university. He told me he had a job in a corporate company during every summer holiday for the last three years, and that he hated it. He told me that there was no way he wanted to start working in a […]
Route 2 FI Interview Series – #5 Radical FIRE
Reading Time: 11 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence. Today’s guest is Radical FIRE! She’s a young FIRE-seeker at age 24. She works as a financial consultant in the Netherlands and wants to become FIRE (Financially […]
- Minimalism
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Stop Trading Your Time For Money
Reading Time: 6 minutes I spent almost one month in Thailand/Australia/Singapore in december. One of the most shocking and surprising discoveries I made during my trip was that I spent less money while traveling, compared to how much I spend while I’m working 9 -5. This got me think really hard about why. During the trip I could spend […]
Net Worth Update #5 – April 2019
Reading Time: 4 minutes This is my fifth net worth update. In march I had a 61,5 % savings rate, which I’m really happy about. So here we go with my net worth report! Index Funds Leverage Figure 1: Investment value and market value of my index funds In figure 1 you can see my index fund value as […]
Route 2 FI Interview Series – #4 The Wealthy Finn
Reading Time: 9 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence. Today’s guest is Eelis Vatanen from The Wealthy Finn He’s a young FIRE-seeker at age 35. Eelis has a pretty grand net worth already, and in this […]
March 2019 Income & Expenses
Reading Time: 3 minutes New monthly update: here is my income & expenses for march 2019! Income Here is what my income looked like in march: My income this month was 4651,6 $. As you can see most of it (94 %) was from my day job. The post “Rent from partner” is for the shared cost (housing). My […]
FUCK the 4 % rule – My Detailed Plan For How I Will Become Financial Independent In Only 5 Years!
Reading Time: 8 minutes This post was awarded “Blog Post Of The Month – April 2019” At the moment I got aprox. 160.000 $ USD invested in index funds, while my net worth is aprox. 170.000 $ USD. I declare my self finanicial independent by the time I got 600.000 $ USD in net worth. There is nothing more […]
Route 2 FI Interview series – #3 A Purple Life
Reading Time: 10 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspire me on my way to Financial Independence. Today’s guest is A Purple Life! She’s a young FIRE-seeker at age 29 The blog “A Purple Life” was one of the first FIRE-blogs that really got […]
My 12 Investing Principles That Will Make You Rich
Reading Time: 2 minutes I realised I haven’t wrote an article about my investing principles. As my readers know I am heavily invested in index funds (and real estate through the apartment I live in). Here are my 12 investing principles: 1) Dollar-Cost-Averaging: Invest aprox. 3.500 USD $ every month (30.000 NOK) in index funds. This sum will be […]
This Is How I Keep Motivation To Stay In The Rat Race!
Reading Time: 7 minutes I am an introvert working in a extrovert world. It’s not weird I find it hard to have work I love. Because the corporate work conditions are not suited for me. It’s suited for the extrovert people. Why is this so? 1. Introverts makes up only 25 – 30 % of the total population. 2. […]
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Route 2 FI Interview series – #2 One Million Journey
Reading Time: 9 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence. Today’s guest is Tony from One Million Journey. He’s a young FIRE-seeker at age 33. Tony has a rather unusal allocation of his portfolio, which is really […]
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I Was Interviewed By FIREhub.eu – Learn All My Tacticts To Become Financial Independent
Reading Time: < 1 minute Bloggers on FIRE – Route 2 FI Do you want to know Route 2 FI better? Look no further! FIREhub.eu did an in-depth interview with me this week in their “Bloggers on FIRE – Route 2 FI”-series. In the interview we talk about: -Why I want to reach FI -How much money I need to […]
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Route 2 FI Interview series – #1 Wannabe Walden
Reading Time: 14 minutes Welcome to the Route 2 FI interview series. I’m starting this series to get inside the heads of people that inspires me on my way to Financial Independence. Today’s guest is Loui from WannabeWalden. He’s a young FIRE-seeker at age 28. Loui has some really interesting ideas that most people in the FIRE-community don’t want […]
Net Worth Update #4 – March 2019
Reading Time: 4 minutes This is my fourth net worth update. In february I had a 61 % savings rate, which I’m really happy about. So here we go with my net worth report! Index Funds Leverage Figure 1: Investment value and market value of my index funds In figure 1 you can see my index fund value as […]
February 2019 Income & Expenses
Reading Time: 3 minutes New monthly update: here is my income & expenses for february 2019! Income Here is what my income looked like in february: My income this month was 4752 $. As you can see most of it (92 %) was from my day job. The post “Rent from partner” is for the shared cost (housing). My […]
Will I Ever Be Content With Where I Am On My Path To Financial Independence?
Reading Time: 6 minutes Recently it struck me that I always strive for more. I am never content with where I am. I always push forward. If I reach 50 k $ net worth, then I will be happy. Then I reached 50 k $ net worth. But I still felt the same. Then 100 k $. No celebration, […]
What I Learned Today That Amazed Me About My Financial Future!
Reading Time: 6 minutes Deep thoughts about life and FI What is the meaning of life? I mean, why are we here? What is our life purpose? These questions I think about quite often. We work 9 – 5, commute 45 min each way to work, eat dinner, relax an hour or two before we go to sleep. Then […]
Want To Get Financial Independent Fast? Use Leverage To Your Stock Portfolio!
Reading Time: 10 minutes Every month I buy stocks (index funds). Normally I buy stocks for aprox. 2500 – 3000 $ every month. But what if I use leverage to buy some extra stocks every month as well? Would I become faster financial independent then? My portfolio As I write this my index fund portfolio is worth 149.000 $ […]
Net Worth Update #3 – February 2019
Reading Time: 4 minutes So now we’re in 2019 already. This is my third net worth update. So here we go! Index Funds Leverage Figure 1: The connection between my earnings (income), spendings and my monthly FI money. As a result I will become FI when the blue and red line aligns! In figure 1 you can see the connection […]
January 2019 Income & Expenses
Reading Time: 3 minutes Let’s start the new year with income & expenses for january 2019! Income Here is what my income looked like in January: My income this month was 4873 $. As you can see most of it (91 %) was from my day job. The post “Rent from partner” is for the shared cost (housing). My GF […]
Are You An Investor Or A Coward? This Is What Smart People Do When The Market Drops
Reading Time: 4 minutes The last few weeks have been really good for us investors, but the good times can suddenly turn dark again. You haven’t forgotten about the turbulent December already? Anyway, I do these two things when the markets are harsh! 1. Write down your feelings Make yourself some coffee, sit down at your desk and write about […]
Why You’re So Damn Afraid To Follow Your Passion
Reading Time: 9 minutes Notice: This post will be highly philosophical. Hopefully I can inspire someone. Do you make a difference to the world? Why do most people spend decades in careers they don’t like? You have to wake up to an alarm clock every day and meet up in your cubicle between 9 – 5, or you’ll risk […]
How Minimalism Changed My Life And Saved Me Tons Of Money
Reading Time: 12 minutes Notice: This post will be highly philosophical. Hopefully, I can inspire someone. Everybody wants more We’re working so hard, but why? We want more. We want to have a bigger house, a nicer car than our neighbor, the perfect dress. When we finally land that job which pays us 50 k, we soon aim for […]
Do This If You Want To Be Time Rich And Live A Dream Life
Reading Time: 5 minutes The story below about the mexican fisherman is beautiful and really makes you think about the stressful lives we live everyday. The story reminds me as well about myself and my FI journey. It makes me ask questions like: -Why am I grinding so hard for that 9-5 life I don’t love? -Why can’t I […]
How These 9 Easy Steps Allows Me To Quit My Job In Only 8 Years
Reading Time: 11 minutes My thoughts about “Your Money Or Your Life” Wow. This book is too good. At first glance, you think that it’s just a book about money. It’s much, much more, though. It’s about money, but it’s also about digging deep and figuring out what it is you want for your life – what your purposes […]
Net Worth Update #2 – January 2019
Reading Time: 4 minutes So now we’re in 2019 already. This is my second net worth update. So here we go! Index Funds Leverage Figure 1: Investment value and market value of my index funds In figure 1 you can see my index fund value as of 1. jan. 2019, but it wasn’t before I sold my apartment in […]
December 2018 Income & Expenses
Reading Time: 3 minutes Let’s start the new year with income & expenses for december 2018! Income Here is what my income looked like in December: My income this month was 6117 $. As you can see most of it (85 %) was from my day job. In december there is half tax in my country because of the upcoming […]
My goals for 2019 and my WHY for FI
Reading Time: 7 minutes With 2018 nearly at its end, I am already looking forward to next year and my goals for 2019. I strongly believe in goal setting and self-reflection because it encourages you to grow as an unique individual. There is power and confidence in accomplishing the milestones you set for yourself. I believe that the person […]
24 Powerful Lessons That Will Change Your Life
Reading Time: 9 minutes The Slight Edge by Jeff Olson is a book that is a must read for not only people looking to improve their lives, but for people who need motivation and support. I could sum up “The Slight Edge” in a few sentences: success is built by making tiny daily decisions that lead you in the […]
Mindblowing Articles To Make Your Weekend Awesome #3
Reading Time: 2 minutes In this weekly section”Weekend Reads” I will recommend the best articles this week, and which influenced me in some way. -The Adjustable Early Retirement Grid – Four Pillar Freedom: “It’s a simple grid that shows how long it will take you to achieve financial independence.” Really nice work by Zach. This interactive calculator shows how many years […]
Net Worth Update #1 – December 2018
Reading Time: 3 minutes So this is my first net worth update. Here we go! Index Funds Figure 1: Investment value and market value of my index funds In figure 1 you can see my index fund value as of 1. dec. 2018. It wasn’t before I sold my apartment in july (and then bought a new one 50/50 […]
November 2018 Income & Expenses
Reading Time: 2 minutes Income Here is what my income looked like in November: My income this month was 4854,9 $. As you can see most of it was from my day job. The stipend I got because I’m following a course on the university in management. The post “Rent from partner” is for the shared cost (housing). My […]
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Why Do I Have To Be Financial Independent To Live My Dream Life?
Reading Time: 5 minutes This blogpost will tend to be more philosophical than the others I’ve made so far. I’m an idealist and I have a rich inner world. If it were up to me I could easily stayed inside most of the week just doing writing, reading and thinking. About the quote above and why I relate it […]
Seeking Financial Independence As An Introvert Is Fucking Hard
Reading Time: 5 minutes Five years ago I took a personality test (Myers Briggs) and was litterally shocked by the result. I was labeled as an INFJ-introvert. This was a shock because I always was outgoing, social and had lots of friends. I took the test one more time, because this couldn’t be true, but yet the same result […]
Mindblowing Articles To Make Your Weekend Awesome #2
Reading Time: 2 minutes In this weekly section”Weekend Reads” I will recommend some articles that I liked and that influenced me in some way. Why You Shouldn’t Beat Yourself Up for Publishing Bad Content – Splurging on Freedom: “You Have to Start Somewhere. Every great writer started off small. Their writing wasn’t good. But they just started anyway. Go look up […]
The Easy Way To Become Insanely Rich
Reading Time: 9 minutes The quote above could not be more apt. for wealth accumulation. If you are going to be financially independent you should be building yourself a big fortune. To build a big fortune, time is one of your most important assests. In this post, I will explain to you what index funds are and why it’s […]
This Is How I Will Become Financial Independent – Let Me Teach You How
Reading Time: 4 minutes My financial independence plan My biggest financial goal in life is to be financial independent. The reason for this is so I can take back the control over my time. Let me tell you about my financial independence plan. It doesn’t feel right to live the rest of my life working for the MAN. I […]
Mindblowing Articles To Make Your Weekend Awesome #1
Reading Time: 3 minutes In this weekly section “Weekend Reads” I will recommend some articles that I liked and that influenced me in some way. Work Makes Leisure More Enjoyable (And Vice Versa)– Mr. Free @ 33: “FIRE gives you the opportunity to maximize the potential of both work and leisure. You should be doing what you want, when you want, where you want, why you want, […]
Who The Fuck Is Route 2 FI?
Reading Time: 5 minutes Welcome to Route 2 FI! On this blog I will write about my path to financial independence (FI). Therefore I will cover themes within personal economy, personal growth, life philosophy and other topics related to FI. In this blog many of the posts will be about money. But why money? Is it because I’m a […]
How To Quit Your Job And Live The Life Of Your Dreams
Reading Time: 15 minutes It all starts with a change You’ve thought about it for so many years, but you’ve never done anything about it. The corporate world you hate, the long work hours, the meaningless work routine and of course commutes. Hopefully someone will save you, you think for yourself while sitting in the cubicle. You hope in vain […]