The BIG Reason To Why I’m Still Chasing Financial Independence

Reading Time: 7 minutes

Twitter: @Route2FI

I now feel confident that I eventually will reach my FI goal.

My net worth is starting to approach $200,000.

I’ve made a routine where I consistently save more than 60 % of my income every month.

I track my income, expenses and net worth every month.

I’ve got a promotion several times.

I’ve raised my day job income from $57k to $81,5k in 3 years.

I’m improving every day.

Should I set some new goals for myself?

Because it feels like I need something new to focus on.

I feel like I’m doing all the right steps to steer my ship safely into the FIRE harbour.

The Hunt For The Next Level Is What Keeps Me Alive

It lies in my nature to be the best version of myself.

I have to feel that what I spend my time on leads me in the right direction.

I always strive for more.

This is what’s keep me going.

When will I be content?

Do I need to be content?

Because the hunt for the next level is what keeps me alive.

I’ve talked to my good friend and mentor, John (PerpetualMoneyMachine), about what his motivation for keeping up in the rat race is, even though he already is FI.

This is what he answered:

As John says: “I don’t see myself as a quitter” .

It lies in our nature to aim for the next level.

Nassim Taleb once said “There are two great addictions in life: heroin and a monthly salary”.

This is spot on.

It’s so hard to let go of that monthly salary.

We love playing it safe.

But one day, and I can guarantee you this day will come that you have regrets about playing it safe.

For some this time will come in their 20’s, others in their 30/40’s and even some in their 50/60’s.

That’s why it is so important to, once in a while, check upon if you’re living a life truly aligned with your values.

Understand Your Values And Why You’re Chasing FIRE

I remember my brother told me about index funds some years ago, and from the first moment I was completely hooked.

Was there really a legal escape out of the 9-5?

I couldn’t believe it!

It was too good to be true.

I started reading the stories of many people around the world who had left the rat race to live free and simple lives.

What they valued was being time free, meaning unlimited time to read, write, listen to music, travel, create things, doing sports etc.

These are my values as well, and I decided that this was the lifestyle I wanted to dedicate my life too.

I feel ambitious, and most people don’t understand why I want to pursue FIRE.

For me FIRE is about having options.

To choose the kind of life I want.

To work with what I want, when I want, with whom I want and to walk away without boundaries.

To be able to feel completely happy just by reading a book, take a walk or listen to music.

Things like that open your eyes and may change your life.

One quote in a book may lead your life in a total new direction and change your life.  

Just think about that for a second.

Books are often the best mentors.

Read 30 minutes every day and you will succeed.

It’s a beautiful thought that an author has used 1 –3 years on writing a book packed with the wisest word from their entire lifetime.

You can learn all their life wisdom in only a couple of hours.

Will I Quit My 9 – 5 Job When I Am Financial Independent? 

I plan to reach a $600,000 net worth in a little less than 5 years. I wrote about that in detail here.

Will I quit my job when I reach $600,000 ?

I don’t know yet, but I would love to have the option to eventually try to start a business, go part-time to spend time with the kids and all the hobbies I have.

Will I be influenced by hedonic adaption along the road to $600,000?

Most probably.

I am afraid that I will make up an excuse that my FI-number is not high enough when the time comes.

One more year-syndrome. I think I’m a serious candidate for this.

Lately I’ve also started to enjoy my job more, and if I still enjoy my 9 – 5 job in about 5 years, there’s a chance I will stay.

I think I will stay as long as I feel I have time to spend time on my interests.

But this may change quickly.

Over the last months my page views for the blog has exploded, and at the same time I’ve recieved massive attention on Twitter.

For the first time I believe that this blog may end up into something big if I follow on the same track.

I want to be an entrepreneur!

After I started building my blog and Twitter-profile I feel stronger than ever.

I want to keep creating and share my thoughts with the world.

I want to write an e-book this year, but is that something you would be interested in reading anyway? 

I Don’t Want A Billion Dollars

There is no secret that I want to be financial independent.

But it’s not because of the money or because I want to be wealthy.

It really isn’t.

What I want to spend my days on is creating great content, investing in stocks and to share what I learn.

I don’t want a billion dollars.

What the heck am I going to spend it on anyway (just look at my monthly expenses).

I am happy with the things I have.

I am happy with the way I live.

I earn enough, and I don’t spend much either.

A billion dollars would have very little effect on my happiness.

$600,000 is enough.

People ask me all the time on Twitter DM, “How much money does your blog make?” as if that’s how I judge its success.

The problem is, the blog has never been about money.

When I write a blog post, I don’t think about how much money it will bring me.

When I design the blog, I don’t think about which design will make me richest.

This has become true with everything in life.

It doesn’t mean I don’t want or need money.

It just means it’s less important.

To measure success, there are many questions that come before “How much did I make?”

A more important measure of success is “Have you inspired someone today?“, Is this what I want to do today?”.

Because if you spend every single day doing something you enjoy, it will be impossible to consider anything you do a failure.

Be about more than money.

For most people, “How much money did I make?” is the only question.

Many will agree this rarely leads to anything fulfilling, and often results in decisions that add stress and unhappiness to your life, even though we expect the contrary.

Instead, do what you love everyday and the money may follow.

The BIG Reason To Why I’m Still Chasing Financial Independence

As I mentioned in the start of this article, I now feel confident that I eventually will reach my FI goal.

I feel like I’m doing all the right steps to steer my ship safely into the FIRE harbour.

Tracking my expenses? Check.

Updating my net worth monthly? Check.

Investing and saving over 60 % every month? Check.

Increasing my income every year? Check.

Living naturally frugal? Check.

To a lot of people this may seem hard.

It feels like play to me.

So yes, I’m still chasing FIRE.

But I’m putting my FIRE-habits on auto-pilot and focusing elsewhere.

Because I know I’ll reach my financial independence goal by living like this.

Now my focus is to build and create. 

I will try to take this blog and my newsletter to the next level.

What do I mean by this?

Stay tuned and you will see.

My major advantage?

Time and a never-ending endurance.

Have questions, comments or suggestions? I would love to help you with your FI-journey.

Feel free to reach out directly at @Route2FI on Twitter or email me at

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Thanks for reading,

Route 2 FI

9 Replies to “The BIG Reason To Why I’m Still Chasing Financial Independence”

  1. You’ll be there in no-time, and just ignore the ups and downs of the market. Buying opportunities! I was doing all of the “FIRE” stuff naturally for many years and didn’t realize there was some kind of “movement”. To me, it just seems normal to do all of the “FIRE” things. And, it worked out well.

    Hang in there, and you’ll have your options in no time. And yep, it’s really all about having the option. That’s when you know you’ve made it.

  2. I just found this blog and it’s great. Keep up the good work!

    Creating good content is a really nice goal, and that’s my goal too. It’s empowering when you get to share all the knowledge and information with like-minded people. It’s not about making noney or accumulating lots of followers. By creating content you’ll also learn so much from others.

    – Nf

    1. route2fi says: Reply

      Thank you!!

  3. Hey. I’m excited to see what you end up doing with your blog and newsletter! I think our goals are very similar to yours. I also think that as you start to generate income online, you might feel more comfortable making a transition before you’ve reached FI.
    – Jessica

    1. route2fi says: Reply

      Thank you, Jessica! 🙂

  4. Rigoberto Ayala says: Reply

    I loved it! I recently quitted my 9-5 job and decided to pursuit my own business, I have realized that although it’s been hard to do it, I made the righ decision, I also realized that I’m gonna have to get another 9-5 job to support my frugal living, but I know now that I’ll look for one that allows me to keep doing my business on my spare time. Reading your blog reminded me of why I made the decision, I’m still chasing the fire and always will!

    I will plan better for the next 10 years in order to become financially independent on that period of time.

    Thanks for this awesome read.

    1. route2fi says: Reply

      Thank you! Best of luck on your journey!

  5. My problem is the wife and kiddo. I feel the need to have more saved to make sure we are secure especially since we live in the NYC area and costs here are nuts. Moving to out of commuting range is an option, and will happen when we FIRE, but this area has a lot of family and we like them. That means higher costs and longer working. We are definitely on the FAT FIRE path.

    The real trick for me, as I saw another commenter share, is to find that entrepreneurial idea. That might make me FIRE sooner.

    Congratulations on the big traffic!

    1. route2fi says: Reply

      Thank you! And best of luck on your journey, mate!

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