When All Your Dreams Come True

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What do you do when all your dreams come true?

As human beings, we always look for our next goal. The next high.

When you’ve finally landed a job with an $80K salary, you soon aim for a job where you can earn $90K per year.

Where is the line of enough? My opinion is that “enough” is the point in the figure below.

You’re able to enjoy small luxuries, but you can’t buy absolutely everything you want at any time.

Would life be joyful if you could buy a new Porsche or a yacht whenever you wanted? I guess not. The joy lies in enjoying the journey, not in reaching the destination.

If you could have all the money in the world and could buy anything you wanted at all, wouldn’t you lack meaning then?

For the last 2,5 years, I’ve lived and breathed for financial independence. I’ve thought about it every single day. I am really obsessed with the concept. As a result, my way to FI has been considerably faster. When you start to think big, there’s nothing that can stop you from getting what you want.

I wanted financial independence, and I was going to get it.

Fast forward to July 2020 and the wealth snowball is starting to spin faster and faster.

In the last years I’ve found more and more ways increase my income. I’ve started coaching, selling e-books, having ads on my site (should I remove them?), I’ve switched jobs which will increase my salary by 16% and at the same time I’ve reduced my expenses.

Isn’t this the blueprint for financial freedom? I am really closing in on my financial independence goal of $500K. It doesn’t feel like a real challenge anymore.

What Do You Do When All Your Dreams Come True?

I can either set new goals or be content with where I am.

As I wrote in my last post, financial independence is probably only 18 months away.

I really admire Derek Sivers, and I’m thinking more and more of doing something like him. He has done a lot, so let me explain the thing I want to do. Derek is no longer working for money. In fact he hasn’t done it since 2008 when he sold his project CD Baby. What he spends his time on is only writing, reading, his son and talking to friends on the phone (he rarely meets them).

From what I can recall, Derek sold CD Baby and gave 90% of the sale sum ($22 million dollars) to charity. The rest he placed in an index fund. His index funds are what he lives off today as well.

My dream would be to do the same. To help the world through the written word. To develop my thoughts into words. To share what I know and what I learn along the way.

To write because I love to write, not because I need to earn money from it.

I guess writing for money would dilute my writing.

What are your dreams?

Read all my posts in chronological order here: Archives

Have questions, comments or suggestions? I would love to help you with your FI-journey.

Feel free to reach out directly at @Route2FI on Twitter or email me at post@route2FI.com

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5 Replies to “When All Your Dreams Come True”

  1. steveark says: Reply

    I achieved financial independence a couple of decades ago but kept working a demanding job I enjoyed. Even now that I’ve been retired for five years I still have four jobs, two that are highly paid and two that are volunteer work I do for free. I also distance run, play competitive tennis, hike, fish, ski, off road, bush whack, travel, shoot and play pickle ball. I blog for fun, no ads or links. Life is good. The key to having a good life is purpose, not money. Money just gives you more choices.

  2. Thoughtful post!

    Thanks for writing this.

    We talk about increasing incomes to build a life of financial independence, but simultaneously we ignore increasing savings and levelling off our lifestyles with increasing incomes. Everytime you consciously choose not to upgrade your lifestyle and divert the increase in income to an asset, you are moving closer to your goal of financial independence.

    Also, we continuously talk about personalities from the finance world whenever the topic of discussion is about financial independence. Derek Sivers is a perfect example from outside the financial world. With a little bit of common sense and an abundance of gratitude, you will reach your goals rather quickly.

  3. Good article. Regarding Derek S, I am not sure if a common person can come closer to what he has achieved. 99% of the people are settled in a day job whether they like it or not, and doing new endeavor is not an initiative when they want quietness in life. Time flies in the meantime, money gets accumulated and retirement is what they live look for as freedom. I know these are not the tenets of life and freedom. If someone asks me who I am, I don’t want to say “I worked for a great Fortune 500 company for 35 years making $2m”. But here I am already 20 years in! While I know I am ready to bail out sooner than the average retiree, and I am looking at other pursuits, it is still difficult to pull the trigger on a high paying job.

  4. Once the savings rate is above 50 % it’s getting really fast, and when higher than 60 % it‘s on turbo.
    With your super high savings rate you literally jump towards FI. Congrats!

    1. route2fi says: Reply


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