New monthly update: here is my income & expenses for march 2019!
Here is what my income looked like in march:
My income this month was 4651,6 $. As you can see most of it (94 %) was from my day job.
The post “Rent from partner” is for the shared cost (housing). My GF transfers to me, and then I pay the bill. No sales at ebay this month. Not good!
My expenses this month was 1786,9 $. That’s 69 $ less than last month! I think this is a relatively normal month in case of expenses for me.
If I just can manage to get a passive income up to 2000 $ a month, it would mean I am financially free!
I really consider buying things before I actually do it. FIRE has made me save a lot of money, but at the same time I sometimes blame myself for spending money on things that I know I could survive without (fancy dinners eg.). It feels good in the moment, but it doesn’t give me enough pleasure to defend the high costs.
Of these expenses there is only one of them I think is unnecessary, and that is the high cost for public transport. I work a 45 min commute from my home, and public transport is expensive in Norway.
I will try to change to a job nearer my home, so that I can walk or bike to work. Actually I’m going to a job interview tomorrow (5 minutes walk from home and a slightly higher salary), so I’m crossing my fingers for a positive outcome!
And as well, I don’t need a monthly public transport subscription if I get a new job. Luckily my employer sponsored the public transport for me in the first quarter of 2019, so I get this sum refunded on the salaries.
This month’s savings rate was 61,5 %, which I think is really great. It feels too good to load up my index funds, and in the next post about my net worth you’ll see how my progress are.
Stay tuned for my next “income & expenses”-post!