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Income & Expenses For 2020 As A Whole
Here is my income & expenses for this year so far.
Income September 2020
Here is what my income looked like in September 2020:
My income this month was $8,351.
Here is what my expenses looked like in September 2020:
My expenses this month were $942!
As always I strive to reach a passive income level of $1,666/month, it would mean I would be financially free! More on that in the net worth report.
I really consider buying things before I actually do it. FIRE has made me save a lot of money, but at the same time, I sometimes blame myself for spending money on things that I know I could survive without (fancy dinners eg.).
It feels good at the moment, but it doesn’t give me enough pleasure to defend the high costs.
Tracking my expenses is motivating and fun. It really makes me think twice about buying things.
This month’s savings rate was 88,7%!
My goal this year is a savings rate above 75 %!
I’m proud to tell you that my savings rate for this year so far is 84,4%!
I will keep pushing to increase my savings rate, but I don’t want to do it in the trade of having a good life every month.
It feels too good to load up my index funds, and in the next post about my net worth, you’ll see how my progress is.